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  • A rigorous regulatory framework.

A rigorous regulatory framework.

Firmancy ® operates in full compliance with European & international financial regulations. Our KYC, AML & data protection procedures are regularly audited by independent organizations.

An approved, transparent & audited establishment.

Firmancy ® has a credit establishment approval (approved by the ACPR & the AMF), which shows the seriousness of this leading site in the sector.

Firmancy ® operates in full compliance with European & international financial regulations. Our KYC, AML & data protection procedures are regularly audited by independent organizations.

Each approval that we hold represents an additional constraint that we have chosen: that of guaranteeing our customers the highest standards of protection, security & financial ethics.

Our accreditations & certifications

ACPR approval

The Prudential Control & Resolution Authority supervises the activity of Firmancy ® as a credit institution. This approval guarantees compliance with European prudential standards.

Approval number: %s — Approved credit institution

AMF registration

The Financial Markets Authority supervises our financial intermediation activities. Our registration ensures the transparency of our business practices & the protection of investors.

Approval number: %s

ISO 27001 certification

Our information security management system is ISO 27001 certified by an independent accredited body. This certification attests to the highest level of protection of your personal data.

Approval number: %s

Our regulatory commitments.

Beyond approvals, Firmancy ® imposes demanding internal standards in each area of its activity.

GDPR compliance

All our practices for collecting, processing & storing personal data comply with the General Data Protection Regulation. A Data Protection Officer (DPO) continuously monitors our compliance.

Anti-money laundering (MLB-CFT)

Our KYC & AML procedures comply with current European directives. Each customer undergoes rigorous identity verification before any disbursement of funds.

Pricing transparency

The APR, the total cost of credit & all financial conditions are clearly communicated before any signature. No hidden fees can be applied without your explicit consent.

Right of withdrawal

In accordance with European legislation, you have a withdrawal period of 14 calendar days after signing your loan contract, without justification or penalty.

Financial mediation

In the event of an unresolved dispute with Firmancy ®, you can contact the competent financial mediator free of charge. The contact details of our mediator are available in our legal notice.

Independent audits

Our accounts & procedures are subject to annual audits by independent firms. Audit reports are available on request from our compliance department.

Help & contact

You can always chat with us via live chat, phone call or from our website. Send us an email or call us, our lines are always open.