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Avoid middlemen by borrowing directly from our community. Quick & easy credit for your business.
No more credit black box
In 3 steps, receive your funds in your account. It's clear & simple, nothing is hidden from you!
Apply for a loanFour simple steps to get your financing.
From your registration to receiving funds, everything is designed to be fast, secure & transparent.
Online check-in
It all starts with a free online registration. Only basic data is needed - first name, last name, age, etc.
Registration is completely free & does not commit you to anything. Some basic information is enough to create your secure personal space on firmancy.com.
- Be a natural person, & be at least 18 years old.
- Free, no-obligation registration.
Fill out a form
You must complete a form to help us determine your financial goals.
Make your request online by filling out the form. Take care to provide correct & accurate information. Any request made with incorrect or erroneous information will be simply & purely canceled.
- How much do you want to borrow?
- Total loan duration (Number of months)
- Please describe in a few words what you want to do with this loan
Processing your request:
Upon receipt of your request, a financial advisor will contact you to finalize your request. At the end of the study, a schedule is proposed to you based on the information you provided when filling out the form. The schedule is established according to your needs.
Upon receipt of your complete file, a dedicated advisor from Firmancy ® will take charge of analyzing your request. You are informed by email at each stage. The average processing time is 24 to 72 business hours.
Signing the contract
This step completes the loan application procedure at Firmancy ®.
At the end of the study of your financing request file, you will sign a contract. This loan agreement binds you to our financial institution & protects you against all kinds of abuse. The funds are made immediately available to you by bank transfer.
Conditions to be met to obtain credit from Firmancy ®:
You need to take out a bank loan but are not sure you meet the conditions required by Firmancy ®. Indeed, to give our loan agreement, we carry out a client risk analysis. To obtain a bank loan from our institution, you must meet the following requirements.
- Be a natural person, & be at least 18 years old.
- Be provided with one of the following supporting documents: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement.
- Not having had any problems with the law during the last semester.
A loan binds you & must be repaid. Check your financing capacity before committing.
Questions & answers
Frequently asked questions
Loan agreement & insurance
The borrower will have to sign a loan agreement & a credit insurance certificate. The insurance covers you in the event of death, total & irreversible loss of autonomy, total incapacity for work due to illness or accident, & loss of employment following uncompensated dismissal.
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