Online credit for retirees

Are you retired & want to finance a project? Firmancy ® offers credit solutions adapted to retirees, with stable & predictable income.

Your retirement, your third chapter — fund it fully.

The retirement pension is a regular & guaranteed income. Firmancy ® evaluates it positively & offers conditions adapted to your age & your projects.

Your last tax notice & your pension statement constitute your main supporting documents.

Retirement pension recognized as stable & reliable income.
Repayment periods adapted to your age.
Financing of projects: travel, work, family assistance.
No professional proof required.

Apply for a loan

Offers tailored to your profile.

Selected from our financing solutions to precisely match your situation.

Consumer loan

Consumer credit is the category of credit granted to individuals by our structure to finance the purchase of goods & services, major equipment…

Work credit

Do you want to undertake work in your apartment or house (e.g. insulation, expansion, renovation, decoration)? The work loan, which is a type of…

Credit redemption

This solution consists of replacing one or more already existing credits with a single credit, at a rate of 2.17% at Firmancy ®, but amortizable over…

Conditions to be met to obtain credit from Firmancy ®:

Your last tax notice & your pension statement constitute your main supporting documents.

Be a natural person, & be at least 18 years old.
Be provided with one of the following supporting documents: Identity document, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement.
Pension statement or retirement certificate.

A loan binds you & must be repaid. Check your financing capacity before committing.

At 68, I obtained a work loan to renovate my house. Firmancy ® did not judge me on my age but on my ability to repay.

Gérard L. — Retired, Lyon

Questions & answers

We study each file individually. Repayment capacity takes precedence over age. Contact us for a personalized study.

It all depends on the desired amount & the duration. Our simulator will allow you to obtain a first estimate.

Firmancy ® asks you for the supporting documents required by law or in accordance with the practices of banking establishments. The precise list of supporting documents that we request will be sent to you by email. We do not ask you for originals, you will simply have to send us these documents by email & sign your contract electronically. Note that we simplify the procedures for borrowers who have already had a first loan with us.

Online credit is a way to speed up the process of obtaining a loan, but to obtain funds as quickly as possible, here are some simple tips drawn from our experience in processing tens of thousands of credit files: First of all, check that your supporting documents (ID, Pay stub, Tax notice, Proof of address, Account statement, Bank identity statement, Credit contract) are valid. Then send them to us at the following address contact@firmancy.com, after completing the loan application form on our site.

Our success is attributed to our loyal customers & the talent & dedication of our professional & knowledgeable employees. We are always ready to collaborate with you by providing comprehensive financial support to our customers around the world.

ACPR approval AMF registration ISO 27001 certification

A loan binds you & must be repaid. Check your financing capacity before committing.

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Online credit for retirees

Your retirement, your third chapter — fund it fully.